Making Sense of CRE Market Q4 2013 Results
In the latest Credit Trends in Commercial Lending Web Seminar, Tom Cronin of AFS® shared 2013 fourth quarter commercial real estate market results. Cronin stated that almost every bank in the Risk...
View ArticleSteps to Improve the Commercial Credit Process
Expansion of commercial lending has been a strategic focus for many community and regional banks in the last several years. Yet problems in the commercial credit process – defined to include business...
View ArticleTrends in Utilization Rates
In a recent Web seminar, Doug Skinner of Automated Financial Systems (AFS), discussed a three-year trend in utilization rates, by deal size illustrated by the following graph: Three-year utilization...
View ArticleState by State Contrast in Unemployment Rates & Bank Failures
Doug Skinner of Automated Financial Systems (AFS) recently shared a graph contrasting state noncurrent rates for C&I loans and state unemployment rates as of the end of 2013. Seasonally adjusted...
View ArticleThe Renaissance in Commercial and Industrial Lending
Private equity and research analysts are predicting the death of traditional banking! In this current economic environment, returns lag, a talent gap looms, and shadow banks using fintech are taking...
View Article